Benetrends Blog

401(k) OR A PROFIT SHARING PLAN

[fa icon="calendar'] Jan 12, 2014 12:00:00 AM / by Benetrends posted in 401(k), FICA, General, Medicare taxes, Profit Sharing Plan, 401(k) contributions, Benetrends, employee contributions, new business

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Should I choose a 401(k) or Profit Sharing Plan

 

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How To Use 401(k) Funds To Start A Business

[fa icon="calendar'] Jan 12, 2014 12:00:00 AM / by Benetrends posted in 401(k), General, Retirement funds, Benetrends, business funding, business startup, new business

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Since 2008, the credit crunch has made it more difficult than ever for entrepreneurs to access credit. While lending is loosening, entrepreneurs are still having a difficult time getting funding to start or recapitalize a business. It’s safe to say we are never going to return to the lending environment where you could obtain the “Ninja” loan –No Income- No Job – No Assets.

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The Importance of a Business Plan

[fa icon="calendar'] Nov 14, 2013 12:00:00 AM / by Molly Klein posted in business planning, new business, writing a business plan

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Starting your business with a roadmap to success.

There are two main purposes for writing a business plan. First and foremost, a business plan will serve as a guide during the life of a business, with the understanding that it will change and evolve over time. Second, a business plan is generally a requirement is you are seeking a loan,. which provides detailed information to potential lenders on all aspects of the company, both past (if you are buying an existing business) and future projections.

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